From the category archives:

Debt Settlement

What Are The Best Debt Settlement Strategies?

by Jason Portman on July 22, 2010

If you’ve been struggling with lots of debt, you might have probably been wanting to figure out what the best strategies are for you. However, it just occasionally happens that people get stuck with a debt that we can not manage to pay.

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Credit Card Debt Advice

by Ryan P. Wright on July 21, 2010

Are you currently sick and tired with going to get the mail daily and being worried to open some of the envelopes? Credit cards are great to have an emergency, yet we just seem to have issues figuring out just what an urgent situation is.

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Debt Relief Options For Debt Problems

by Roy Grand on July 13, 2010

Debt relief is a big topic today; with the high unemployment and the recession, you may find that you are facing overwhelming debt . The process of getting out of debt can be complicated, and you must be extremely careful when evaluating options. If you need help with your finances, you may find it from your creditors themselves, or from private counselors, Christian organizations, and for profit and non-profit businesses that offer help. Small business owners may qualify for government programs.

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With economic conditions still strained, many individuals are faced with the decision to consider debt settlement as a way to reduce their liabilities. More and more settlement companies are advertising their ability to reduce your credit card balances by 50% and are open to debt negotiation. This may sound like a great deal at first glance but is it really?

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The Fundamentals of Repossession

by Amy Garcia on March 15, 2010

If you make a major purchase, like purchasing a vehicle, you will likely be required to sign a contract. It is typical that this contract will include a clause which addresses repossession. The ability of a company to repossess your secured property will hinge on this contract and your state’s applicable law.

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Find Debt Settlement Help

by Grayson Allen on February 21, 2010

Everyone panics when the collection department sends you a notice for outstanding bills. Instantly you look for the easiest way to settle it not noticing that the debt settlement help you have acquired is not appropriate for you ending in more serious problems.

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Auto Loan Interest Rates for Bad Credit

by Josephine M. Campo on January 29, 2010

Auto financing options for people with bad credit is generally known as bad credit auto loans. These loans are usually provided by private agencies and car dealers. You can apply for these auto financing options with a bad credit history. This loan is very similar to that of the normal bank loan. But usually auto loan interest rates for bad credit loans will be higher than the conventional bank loan options. These loans are usually not offered by any reputed financial sources. It is estimated that auto loan interest rates for bad credit can go really high with smaller amounts because the minimum amount a lender should generate is 400 USD per loan.

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Should I Be Worried About a Judgment?

by Mark Newman on December 30, 2009

As you can imagine, when your debt is sent to collections, your credit score will be damaged. If from there your creditor seeks a judgment for payment, your credit score will plummet even further.

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Debt settlement firms want you to have at least $10,000 in credit card debt. They want $1500-2000 of that $10,000 in fees paid first before they begin working on settling your debt. They tell you to stop paying your credit card and to send those payments to them for their fees and to save for a lump-sum settlement.

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How to Negotiate Debt Settlement

by Mike on March 19, 2009

People over extend themselves financially as a result of a change in their lifestyle. In today’s economy were company mergers, and such; creates a displacement and hardship to the major of the workforce. This event leaves good people without a decent source of income to sustain their lifestyle and cope with everyday living expenses. Good [...]

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